Imagine
the nightmare of having your home damaged or destroyed. To make matters worse,
imagine trying to remember the contents of your home for insurance reporting
and replacement.
Would you even be able to remember?
Unfortunately,
this is the exact situation thousands of Americans find themselves in every
year. Now’s the time to make sure it never happens to you. Here’s how.
Homeowners
can create a home inventory list with ease thanks to the Insurance Information
Institute’s “Know Your Stuff” software. The software is free, user
friendly, and takes just four easy-to-follow steps. Plus, it provides free
secure storage online so you can be certain your inventory is accessible in the
event your home is destroyed, and it’s also available as a smartphone app.
After
the quick setup, you create a name for each room in your home—for example,
kitchen, living room, family room, or master bedroom—and simply add the items
each room contains. A drop down list is available with the most common
household items, as well as the specific information required by insurance
companies in case a claim needs to be filed.
Want
to add a picture or a receipt for a large ticket item? No problem, just upload
the image.
Once
the home inventory is completed, it’s a good idea to have your insurance agent
review the list just to make sure your home has adequate coverage.
Check it out at www.knowyourstuff.org.
