Shopping For The Best Mortgage Rates
Interest rates are the lowest in decades, enticing many borrowers to shop for a loan. Mortgage lenders adjust their rates based on perceptions of risk, so unless the borrower can show they’re a low-risk individual, the borrower is unlikely to qualify for a rate that...
How Long Before You Can Buy After A Shortsale, Foreclosure, Or Bankruptcy
Unfortunately, in our economy man people have got through a short sale, foreclosure or bankruptcy. The good news is you can establish your credit and in a fairly short people of time, be able to purchase a home again with the currently historical low interest rates...
Mood Improves on Home Prices
By Mia Lamar, Wall Street Journal Consumer expectations for U.S. home prices perked up in December, matching a modest fourth-quarter improvement in the U.S. economy, according to a monthly survey from mortgage market firm Fannie Mae. For its December reading, Fannie...
Converting Foreclosures To Rentals To Help The Real Estate Market
Talking Points · In coming weeks, federal policy makers could roll out pilot programs to further test the concept of renting out single-family homes. · There are two different types of programs that officials are likely to consider. Under the first,...
Real estate: 5 reasons to get a new mortgage in 2012
By Marcie Geffner, Bankrate.com Mortgage interest rates, near all-time lows, are likely to remain attractive throughout 2012. That means opportunities for new homebuyers and for homeowners who want to refinance. Here are five reasons why you might want to get a new...
But I Thought It’s A Buyers Market in Sacramento Real Estate?
I hear it from new clients all the time: "But I thought it's a buyer's market?" Take a look at this video to learn about how Sacramento Real Estate has low inventory and high demand, creating a "Price Sensitive Seller's Market." The inventory of homes for sale in...
A Good Rental History Can Help Borrowers
First-time home buyers planning to purchase a house later this year may have a better chance of qualifying for a mortgage if they have had a history of paying their rent on time. Making sense of the story Last year, credit-reporting agency Experian added a section to...
4% Interest Rates … Are You Freakin’ Kidding Me?
Doug Reynolds, a Sacramento Area Realtor, discusses the history of interest rates in America and shows how the current interest rates in 2012 are at record lows for home buyers. The unheard of interest rates of 3.5% and 4% combined with the bottom of the market for...
How Are You Homes New Year’s Resolutions Going?
· When the new year arrives, promises and resolutions abound, but few include home improvement. Here are resolutions every homeowner should make. · Cut energy use: Sealing and insulating ductwork can improve the efficiency of a heating and cooling...
Sacramento County Real Estate Update February – March 2012
Doug Reynolds, a Sacramento Realtor, provides an analysis of the local market statistics from January 2012. This month discussing how inventory is still on the low side at the time, and sales dipped a bit in January, which is typically compared to December. And then...


