History of Mortgage Interest Rates
By Marcie Geffner • Bankrate.com Mortgage interest rates have been pretty attractive for a long stretch of time. So long, in fact, that many homebuyers and homeowners might not realize that rates haven't always been this low. Mortgage interest...
Pick A Realtor You Trust And Then Let Them Do Their Job.
Doug Reynolds, a Sacramento Area Realtor, gives advise and opinion for buyers that are in the hunt for a home. Buyers need to carefully select the Realtor they want to work with, discuss their wants and needs and then hand over their trust to the agent they...
Shopping For The Best Mortgage Rates
Interest rates are the lowest in decades, enticing many borrowers to shop for a loan. Mortgage lenders adjust their rates based on perceptions of risk, so unless the borrower can show they’re a low-risk individual, the borrower is unlikely to qualify for a rate...
How Long Before You Can Buy After A Shortsale, Foreclosure, Or Bankruptcy
Unfortunately, in our economy man people have got through a short sale, foreclosure or bankruptcy. The good news is you can establish your credit and in a fairly short people of time, be able to purchase a home again with the currently historical low interest...
Mood Improves on Home Prices
By Mia Lamar, Wall Street Journal Consumer expectations for U.S. home prices perked up in December, matching a modest fourth-quarter improvement in the U.S. economy, according to a monthly survey from mortgage market firm Fannie Mae. For its December reading,...
Converting Foreclosures To Rentals To Help The Real Estate Market
Talking Points · In coming weeks, federal policy makers could roll out pilot programs to further test the concept of renting out single-family homes. ...
Real estate: 5 reasons to get a new mortgage in 2012
By Marcie Geffner, Bankrate.com Mortgage interest rates, near all-time lows, are likely to remain attractive throughout 2012. That means opportunities for new homebuyers and for homeowners who want to refinance. Here are five reasons why you might want to get a...
But I Thought It’s A Buyers Market in Sacramento Real Estate?
I hear it from new clients all the time: "But I thought it's a buyer's market?" Take a look at this video to learn about how Sacramento Real Estate has low inventory and high demand, creating a "Price Sensitive Seller's Market." The inventory of homes for...
A Good Rental History Can Help Borrowers
First-time home buyers planning to purchase a house later this year may have a better chance of qualifying for a mortgage if they have had a history of paying their rent on time. Making sense of the story Last year, credit-reporting agency Experian added a section to...
4% Interest Rates … Are You Freakin’ Kidding Me?
Doug Reynolds, a Sacramento Area Realtor, discusses the history of interest rates in America and shows how the current interest rates in 2012 are at record lows for home buyers. The unheard of interest rates of 3.5% and 4% combined with the bottom of the market...



